Financing an electric scooter: how Pay in 4 and monthly plans work
Splitting the cost can make sense, as long as you know which plans are interest free, which are not, and what you will have paid at the end.
Pay in 4 at 0% APRLearn more
Order by 2 PM ET · ships in 1–2 business days
14-day returnsSee the policy
Electric bikes start under $500 and climb past $5,000. Here is where each style sits, what the extra money buys and how classes and local rules fit in.
The short answer
How much does an electric bike cost? Simple folding, commuter and mountain models sell for under $500. From $500 to $1,000 you get bigger batteries, fat tires, step-through frames and, on some models, full suspension. From $1,000 to $2,000 come torque sensors, hydraulic brakes and smart features such as GPS tracking. Above $2,000 the money goes into much bigger batteries and more power, mostly in fat tire and moped-style designs. Electric dirt bikes start in the $500 to $1,000 band and run well past $5,000.
The style you want decides which price band you shop in. Prices change with sales and options, so check the product page for the current figure; the models in this guide sat in each band when we wrote it.
Under $500, folding models such as the Gyroor C33 and the Phantom P14 use 14-inch wheels, motors of 350 to 450 watts and 36V batteries. Both list UL 2849 certification.
From $500 to $1,000, the Hiboy C1 adds front suspension, a 648W peak motor and a battery that comes out so you can charge it indoors.
From $1,000 to $2,000, the Hiboy EX9 has a dual-sided torque sensor and hydraulic disc brakes. The NAVEE Wolf X adds an 80 mm air fork and Class 1/2/3 switching. The Segway Myon brings a 722Wh battery, electronic auto shifting, GPS and Apple Find My.
| Model | Top speed (mph) | Range (miles) | Motor power (W) |
|---|---|---|---|
| Gyroor C33 Folding Electric Bike | 18.6 | 28 | 450 |
| Hiboy C1 Folding Electric Bike | 20 | 26.2 | 648 |
| Hiboy EX9 Urban Commuter Electric Bike | 20 | 62 | 750 |
| Segway Myon Electric Bike | 28 | 80 | 1,500 |
Maker figures, checked September 2026. Real range and speed depend on rider weight, terrain, temperature and riding mode.
Compare more in folding electric bikes and commuter electric bikes.
Tires about 4 inches wide grip on sand, gravel, snow and broken pavement, and add weight.
From $500 to $1,000, the Hiboy EX6 is a step-through on 20 x 4 inch tires with a removable 48V 14.5Ah battery, and the ASAP Zen folds and adds full suspension.
From $1,000 to $2,000, our own Speedway Riders Q3 pairs a 750W motor with a removable 960Wh battery and hydraulic disc brakes. The Hiboy P6 moves up to 26 x 4 inch tires, and the AOTOS FLUX X26 adds front and rear suspension and a Boost mode.
From $2,000 to $5,000, The Dodge Electric Bicycle runs a 1000W motor on a 52V 20Ah battery, with Tektro hydraulic brakes.
| Model | Top speed (mph) | Range (miles) | Motor power (W) |
|---|---|---|---|
| Hiboy EX6 Step-Thru Fat Tire Electric Bike | 20 | 75 | 500 |
| Speedway Riders Q3 750W Fat Tire Electric Bike | 28 | 45 | 750 |
| Hiboy P6 Fat Tire Electric Bike | 20 | 62.1 | 750 |
| The Dodge Electric Bicycle | 28 | 74 | 1,000 |
Maker figures, checked September 2026. Real range and speed depend on rider weight, terrain, temperature and riding mode.
See all fat tire electric bikes.
Long seats, fat tires and big batteries, often with far more power than a commuter.
From $500 to $1,000, the Riding’times GT33 is a full suspension cargo model with a removable 48V 27Ah battery and room for a second pack. From $1,000 to $2,000, the ASAP Zebra has a 1000W hub motor, and the Phantom Cafe Max P20 lists up to 52 mph and a minimum rider age of 16.
From $2,000 to $5,000, the Segway Xyber makes up to 6000W with two batteries and is sold for off-road use only. At $5,000 and up, the WEPED F1 is made in Korea and built to order, with a 2,016 Wh battery of Samsung SDI cells and motorcycle-class hydraulic brakes.
| Model | Top speed (mph) | Range (miles) | Motor power (W) |
|---|---|---|---|
| GT33 All-Terrain Cafe Racer Cargo Electric Bike | 31 | 50 | – |
| ASAP Zebra Electric Bike | 35 | 50 | 1,000 |
| Segway Xyber Electric Bike | 20 | 112 | 3,000 |
| WEPED F1 Electric Bike | 50 | 124.3 | – |
Maker figures, checked September 2026. Real range and speed depend on rider weight, terrain, temperature and riding mode.
Under $500, the Gyroor EB262 and Gyroor EB263 are 26-inch electric mountain bikes with a suspension fork, off-road tires and mechanical disc brakes front and rear.
From $1,000 to $2,000, the Hiboy EX11 has a 4-link rear end, a torque sensor and an 864Wh battery. The ASAP Pioneer folds and rides on 26 x 4.0 inch fat tires. The Segway Xafari has 80 Nm of torque, a 936Wh battery and Tektro hydraulic brakes.
| Model | Top speed (mph) | Range (miles) | Motor power (W) |
|---|---|---|---|
| Gyroor EB262 Electric Bike | 20 | 30 | 450 |
| ASAP Pioneer Folding Electric Bike | 30 | 40 | 750 |
| Hiboy EX11 Full Suspension Electric Bike | 20 | 100 | 880 |
| Segway Xafari Electric Bike | 20 | 88 | 750 |
Maker figures, checked September 2026. Real range and speed depend on rider weight, terrain, temperature and riding mode.
Electric dirt bikes are off-road machines, not e-bikes, but many shoppers compare the two.
| Model | Top speed (mph) | Range (miles) | Motor power (W) |
|---|---|---|---|
| Riding’times GT54 Electric Mini Motorbike | 40 | 62 | 2,000 |
| Riding’times GT73 Electric Mini Motorbike | 28 | 85 | 2,400 |
| Talaria Sting R Off-Road Electric Dirt Bike | 53 | 75 | 8,000 |
| Surron Ultra Bee HP SW Electric Dirt Bike | 59 | 71 | – |
Maker figures, checked September 2026. Real range and speed depend on rider weight, terrain, temperature and riding mode.
Check where you may ride before you buy, and browse the electric dirt bike shop.
Battery size is the clearest reason one electric bike costs more than another. Multiply volts by amp hours for watt hours (Wh): the Hiboy C1 carries about 281Wh, the Hiboy EX6 about 696Wh and the Speedway Riders Q3 960Wh.
Most US states sort electric bikes into three classes. Class 1 assists while you pedal up to 20 mph, class 2 adds a throttle up to 20 mph, and class 3 assists while you pedal up to 28 mph. Many states also expect a motor of 750 watts or less. Our guide to e-bike classes covers the details.
In New York City, class 3 e-bikes may assist up to 25 mph, the city has a 15 mph speed limit for e-bikes on its streets and park paths, and only e-bikes with UL 2849 certification may be sold there. Read NYC e-bike laws for 2026 before you ride in the city.
More money can buy a ride the classes do not cover. Moped-style models with large motors, and electric dirt bikes, can fall outside the e-bike rules, which can keep them off bike lanes, paths or public roads. Rules vary by state and city, so check yours before you choose. This is general information, not legal advice.
At checkout you can choose Pay in 4 at 0% APR on orders up to $2,000: four equal payments, the first at checkout and the rest every two weeks. Monthly plans with Affirm are subject to approval. Monthly plans can carry interest. Your rate and total show before you agree, and our financing page explains each option.
Every order ships free to the lower 48 states. Orders placed by 2 PM ET ship in 1 to 2 business days, except WEPED models, which are built to order, and our returns policy gives you 14 days. Comparing with an electric scooter? See how much an electric scooter costs, or browse the electric bike shop.
For tight storage, a folding model such as the Gyroor C33 or Hiboy C1. For dirt paths, the Gyroor EB262 or EB263. For comfort on rough streets, the Hiboy EX6 fat tire step-through. Browse all electric bikes under $1,000.
Look for disc brakes front and rear and a listed safety standard such as UL 2849, which the Gyroor C33, Phantom P14 and Hiboy EX6 all list, and charge only with the supplied charger. Many budget models arrive partly assembled, so check the brakes, bolts and tire pressure before your first ride.
You pay for very large batteries and motorcycle-class parts. The WEPED F1, for example, is built to order in Korea with a 2,016 Wh battery of Samsung SDI cells, motorcycle-class hydraulic brakes and a POSCO 6061 aluminum frame.
Yes. Orders up to $2,000 can use Pay in 4 at 0% APR. Monthly plans with Affirm are subject to approval. See financing for details.
Splitting the cost can make sense, as long as you know which plans are interest free, which are not, and what you will have paid at the end.
Forty miles an hour and up is motorcycle speed on a deck. Here are the fastest models in stock, and the hardware, skill and rules that go with them.
Most portable scooters are carried by the stem. One folds into its own backpack. Here is how it compares with the lightest folding commuters, and what a scooter this small gives up.
30+ brands and 200+ models, with free shipping to the 48 contiguous states. Stuck between two? Our AI assistant answers calls and texts any time at (240) 916-2471.