🍃 SPRING SALE — UP TO 40% OFF E-SCOOTERS & E-BIKES—
💳 0% FINANCING—
🚚 FREE SHIPPING ON ALL ORDERS 30+ BRANDS IN STOCK—
🎁LIMITED TIME — SHOP NOW—

Ride Now. Pay Over Time.

Own your dream electric scooter or e-bike today — no need to pay it all upfront. We offer flexible buy-now-pay-later financing through Affirm and PayPal Pay Later, both with 0% APR options on qualifying purchases. Instant decisions. No hidden fees.

 
✅ 0% APR Available
⚡ Instant Approval
🔒 Soft Credit Check
🚚 Free Shipping
⚡ Shop & Finance Now
See Options ↓

Shop & Add to Cart

Pick any scooter or e-bike from 30+ brands

Choose Affirm or PayPal

Select your preferred option at checkout

Instant Approval

Real-time decision — no hard credit check

Ride & Pay Over Time

Free shipping + 0% APR on qualifying plans

// 💳 Available at Checkout

Our Financing Options

Both available directly at checkout — pick the plan that works for your budget and start riding today.

Affirm
3 – 36 month plans · 0% APR available

Affirm is America’s most trusted buy-now-pay-later lender. Get a real-time approval decision right at checkout, pick the monthly payment plan you’re comfortable with, and you’ll never pay more than what you agreed to upfront. No surprises, no deferred interest traps.

Available Plans:

3 Months
6 Months
12 Months
18 Months
24 Months
36 Months
✅ Real-time approval — instant decision, no waiting around
 
✅ 0% APR available on qualifying 3, 6 & 12 month plans
 
✅ No late fees, ever — you’ll never be hit with surprise charges
 
✅ Soft credit check — pre-qualification won’t affect your score
 
✅ Manage via app — email & text reminders, autopay available
How to Use Affirm:
 
1: Add your scooter or e-bike to cart and proceed to checkout
 
2: Select Affirm as your payment method — enter a few basic details for an instant decision
 
3: Pick the monthly plan you like best — you’ll never pay more than you agree to upfront
 
4: Make payments at affirm.com or in the Affirm app — email & text reminders included
Learn About Affirm →
PayPal
Pay in 4 or monthly installments

Use your existing PayPal account to split any purchase into 4 interest-free biweekly payments, or choose a longer monthly installment plan for larger orders. Trusted by over 400 million people worldwide — secure, simple, and flexible.

 

Available Plans:

Pay in 4
6 Month Installments
✅ Pay in 4 — 4 equal biweekly payments, always 0% interest
 
✅ Monthly installments available for orders of $199 and above
 
✅ No late fees on Pay in 4 — no penalty for missed payments
 
✅ PayPal Buyer Protection included on every purchase
 
✅ Use your existing account — no new app or account needed
How to Use PayPal Pay Later:
 
1: Add your scooter or e-bike to cart and proceed to checkout
 
2: Select PayPal as your payment method, then choose the Pay Later option you prefer
 
3: Choose Pay in 4 : (biweekly, 0% interest) or a monthly installment plan that fits your budget
 
4: Make remaining payments securely via PayPal online or in-app — easy autopay available
Learn About PayPal Pay Later →

// 🧮 Interactive Calculator

Estimate Your Monthly Payment

See exactly what you'd pay per month — before you even get to checkout.

$1,299
$300$5,000
💡 Disclaimer: These are estimates for illustration only. Actual monthly payments, APR, and approval are determined by Affirm or PayPal at checkout based on your individual application.
Your Estimated Plans
⚡ Shop Now & Finance →

// ❓ Common Questions

Financing FAQ

We currently offer two financing options at checkout: Affirm (3–36 month plans with 0% APR available) and PayPal Pay Later (Pay in 4 biweekly or monthly installments). Both offer flexible, interest-free options for qualifying buyers — no need to pay the full price upfront.
 
Both Affirm and PayPal provide real-time instant decisions right at checkout — you’ll know within seconds. There are no long wait times or back-and-forth. Once approved, simply complete your order and your scooter or e-bike ships free, usually within 1–3 business days.
 
The initial pre-qualification for both Affirm and PayPal uses a soft inquiry — this does not affect your credit score at all. If you proceed with a longer-term Affirm monthly installment plan (18 months+), a hard inquiry may be placed. Short-term and Pay in 4 plans typically don’t require this.
 
 
Absolutely. Both Affirm and PayPal allow early payoff with no prepayment penalties. You can pay off your remaining balance at any time and you’ll only pay interest that has accrued up to that date — meaning early payoff can actually save you money on longer plans.
 
Not necessarily. Both Affirm and PayPal use soft credit checks for the initial qualification — this does not impact your credit score. Many customers with limited or no traditional credit history still get approved. Affirm evaluates a variety of factors beyond just your credit score.
 
Yes! Every electric scooter, e-bike, and accessory in our store — across all 30+ brands — is eligible for financing via Affirm and PayPal. Just add your item to cart, choose a financing option at checkout, and you’re done.
 
PayPal Pay in 4 splits your total purchase into 4 equal, interest-free biweekly payments. The first payment is made at checkout and the remaining 3 are automatically collected every 2 weeks. No fees, no interest, no surprises — as long as payments are made on time.
 
Yes! We’re actively working to add Afterpay, Klarna, and our own exclusive Speed Pay in-house plan to our checkout. Speed Pay will offer 50% down with the balance paid over 6 months at 0% APR — no third-party required. Stay tuned for updates!
 
// 🏆 Trusted by Riders

Why Ride with Speedwaynyc?

Email Us

Best for return requests, defect claims, and detailed inquiries. Include your order number and photos if relevant. Response within 24 hours.

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For urgent issues, damaged deliveries, or quick questions — call or text during business hours and we'll pick up. Mon–Fri, business hours.

Live Chat

Chat with a real person on our website. Fast for quick questions about policy, eligibility, or next steps. Available Monday–Friday.

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